The Insurance Company Lowballed You. We Balance the Scales.
Sun Auto Appraisers is the nation's premier independent auto appraisal authority. We dispute unfair total loss claims and diminished value offers with an elite, USPAP-certified appraisal process and a $0 upfront, pay-after-you-collect guarantee.
+$3,549 Average Increase
Recovered directly from insurance carriers for drivers nationwide.
Simple, Transparent, and Guaranteed.
We take the complexity and frustration out of insurance disputes. We handle the documentation, the appraisals, and the carrier negotiations from start to finish.
Free Claim Review
Upload your insurance company's lowball total loss valuation report or repair estimate in our secure portal.
Certified Valuation
Our USPAP-compliant certified appraisals construct an ironclad, independent market appraisal report of your vehicle.
Appraisal Clause Filed
We invoke the appraisal clause in your policy and handle all negotiations with the insurance adjuster directly.
Collect Your Payout
The carrier issues your diminished value check or signs the agreement for your increased total loss payout. That is when you pay our fee.
Our Clients Recovered Millions. Here's How.
We take the complexity and frustration out of insurance disputes. We handle the documentation, the appraisals, and the carrier negotiations from start to finish.
How Much Value Did You Lose?
Insurance companies use automated algorithms to intentionally undervalue your car by 20% to 40% on total loss claims, or ignore diminished value after an accident. Our USPAP-compliant certified appraisals establish the true, bulletproof market valuation.
Total Loss Dispute
Your car is totaled and the insurance check is too low. We perform local market analysis to force a fair settlement.
Diminished Value Claim
Your car was repaired after an accident, but now holds a permanent black mark on its history report. We recover the lost resale value.
Typical Settlement Increases
Based on national market comparable values+18% settlement increase
Based on permanent damage records97% carrier payout rate
No Upfront Payment Required
For Diminished Value claims, you only pay after you collect. For Total Loss claims, we invoice once the settlement is finalized and before signing the appraiser agreement. We provide the certified appraisal report for you to submit to the carrier.
Over $3.2M Recouped from Lowball Insurance Offers
Browse real, certified settlement wins pulled directly from our active claims database. We routinely secure thousands of dollars in additional payouts against major carriers like State Farm, GEICO, and Progressive.
State-by-State Analytics
Our appraisers review local market comps within your specific zip code to ensure perfect accuracy.
Fully Court-Approved Reports
Every appraisal is USPAP compliant to hold up in court and against insurance adjuster objections.
Live Settlement Wins
Direct from our certified appraisers database
24 Mercedes
20 Honda
1966 Ford Fairlane
Got Questions? We Have Answers.
How does your "Pay After You Collect" policy work?
What is a Diminished Value claim?
My car is totaled. Why is the insurance offer so low?
Are your appraisals certified?
Start Your Free Claim Review
Fill out this quick form, and our lead strategist in Plant City will review your claim details and contact you.